Schemes
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PM Surya Ghar: Muft Bijli
The Government of India has approved the PM Surya Ghar: Muft Bijli Yojana on 29th February, 2024 to increase the share of solar rooftop capacity and empower residential households to generate their own electricity. The scheme has an outlay of Rs 75,021 crore and is to be implemented till FY 2026-27. The scheme will be implemented by a National programme Implementation Agency (NPIA) at the National level and by the…
The Pradhan Mantri Awas Yojana-Gramin (PMAY-G)
The Pradhan Mantri Awas Yojana-Gramin (PMAY-G) is a housing program for rural families in India. The program’s English name is the “Prime Minister’s Rural Housing Scheme”. What does PMAY-G do? Provides affordable housing to rural families, Empowers rural India, Ensures social equity, and Uplifts marginalized communities. How is PMAY-G funded? The central and state governments share the costs of housing benefits The current ratio is 60:40, with the state contributing…
The Pradhan Mantri Awas Yojana (Urban) (PMAY-U)
The Pradhan Mantri Awas Yojana (Urban) (PMAY-U) is a scheme that aims to provide housing for all in urban areas. The scheme was launched in 2015 and was to be implemented until 2022. Benefits • The scheme provides central assistance to eligible families and beneficiaries • It includes slum redevelopment, affordable housing, and individual house construction • It also includes a Global Housing Technology Challenge to promote sustainable construction Eligibility…
Jal Jeevan Mission
Jal Jeevan Mission, is envisioned to provide safe and adequate drinking water through individual household tap connections by 2024 to all households in rural India. The programme will also implement source sustainability measures as mandatory elements, such as recharge and reuse through grey water management, water conservation, rain water harvesting. The Jal Jeevan Mission will be based on a community approach to water and will include extensive Information, Education and…
Mission Indradhanush
Mission Indradhanush was launched in December 2014 by the Government of India. This program was launched to improve immunization coverage and reduce child mortality. Objectives • To ensure that all children under two years of age and pregnant women are fully immunized • To achieve a routine immunization coverage of more than 90% • To strengthen health systems • To introduce newer vaccines Implementation • The program was implemented in…
Pradhan Mantri -Jan Arogya Yojana (AB PM-JAY)
About AB PM-JAY The Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (AB PM-JAY) was launched on September 23, 2018. This scheme is a key component of India’s commitment to achieving Universal Health Coverage (UHC). Origin: PM-JAY is a part of the broader Ayushman Bharat initiative, which was established under the National Health Policy 2017. Target Population: This scheme aims to cover more than 12 crore families, which is approximately 55…
PM SVANidhi
The PM SVANidhi scheme, or the Pradhan Mantri Street Vendor’s AtmaNirbhar Nidhi scheme, is a micro-credit program that provides loans to street vendors. The scheme was launched by the Indian government to help street vendors affected by the COVID-19 pandemic. Benefits of the scheme Loans: Collateral-free working capital loans of up to ₹10,000 for one year Interest subsidy: 7% interest subsidy per annum on timely loan repayments Cashback: Monthly cashback incentive of up…
Pradhan Mantri Matru Vandana Yojana (PMMVY)
The Pradhan Mantri Matru Vandana Yojana (PMMVY) is a government scheme in India that provides financial assistance directly to pregnant and lactating mothers for their first living child, aiming to improve their health and nutrition by offering cash incentives to compensate for potential wage loss during pregnancy and breastfeeding; the scheme is implemented by the Ministry of Women and Child Development and provides a total of ₹5,000 in two installments to eligible…
Kisan Credit Card (KCC)
The Kisan Credit Card (KCC) Scheme helps farmers, animal husbandry, and fisheries businesses with working capital.The scheme includes an interest subvention and a prompt repayment incentive. Features Interest subvention The government provides an interest subvention of 1.5% per annum. Prompt repayment incentive Farmers who repay their loans on time receive a 3% prompt repayment incentive. Credit limit The credit limit for new card holders is Rs 2 lakhs. Existing card…
PM Vishwakarma
The PM Vishwakarma Scheme is a scheme that provides financial assistance, skill training, and other support to artisans and craftspeople. The scheme was launched by the Prime Minister on September 17, 2023. Benefits Loans: Collateral-free loans of up to Rs 3 lakh at a 5% interest rate Skill training: Basic training of 5-7 days and advanced training of 15 days or more Toolkit incentive: Up to Rs 15,000 in e-vouchers at the start of basic…